Get ready to celebrate with friends and family this Christmas.

Be sure you take Santa’s little helper to stock up on all your festive groceries and goodies – because

every purchase puts you in the draw to win!^#

That’s the chance to score a $250 supermarket voucher daily, whenever you use your Farmers Finance Card

between 14 – 22 December 2019 at participating^# supermarkets.

^{^}Mazda CX-3 Prize Draw: Valid from 8 November 2019 – 11:59 p.m. 29 December 2019 (“Prize Draw Period”). There are 53 prizes in total to give away (“Prize Draw”). An entry into the Prize Draw is automatic every time a purchase is made with Farmers Finance Card or Farmers Mastercard at any retailer that accepts Farmers Finance Card or Farmers Mastercard (as applicable) in-store or online during the Prize Draw Period. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place. 53 entries will be drawn from all eligible entries (each a “Prize Winner”). The first Prize Winner drawn will receive a current Model Mazda CX-3 (D) FWD GLX 2.0L Petrol 6Spd Auto. The colour to be chosen by Prize Winner based on what is available from dealer (“Grand Prize”). 52 Daily Draw Prize Draw Prize Winners will each receive $150 of Credit Back on their Farmers Finance Card or Farmers Mastercard account to an amount equal to the closing balance of their account as at 11.59 PM on 29 December 2019, up to a maximum amount of $150 (“Credit Back”). The Credit Back will be applied by 17 January 2020 to the Eligible Cardholder’s Farmers Finance Card or Farmers Mastercard account. The Credit Back is non-transferable, not negotiable or redeemable for cash. Any Farmers Finance Card or Farmers Mastercard that has been cancelled or suspended before or on 29 December 2019 will be ineligible to receive the Credit Back. The Prize Draw will take place on 6 January 2020 at 111 Carlton Gore Rd, Newmarket, Auckland. Prize Winners will be notified by 15 January 2020. If a Prize Winner cannot be contacted within 5 business days, the Promoter reserves the right to re-draw the prize. Employees of FlexiGroup (New Zealand) Limited and The Farmers Trading Company Limited are not eligible to enter the Prize Draw. The entities responsible for this promotion are Retail Financial Services Limited and Columbus Financial Services Limited (together the “Promoter”). Farmers Finance Card and Farmers Mastercard terms and conditions apply. Farmers Club Card terms and conditions apply. See farmersfinancecard.co.nz or farmersmastercard.co.nz for full details. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

^#Supermarket Prize Draw: Valid from 12:00 a.m. 14 December to 11:59 p.m. 22 December 2019 (“Prize Draw Period”). There are 9 prizes in total to give away (“Prize Draw”). An entry into the Prize Draw is automatic every time a purchase is made with Farmers Finance Card or Farmers Mastercard, in-store or online, during the Prize Draw Period at any participating Pak‘nSave, New Word, Four Square, SuperValue, Countdown or FreshChoice stores (”Participating Stores”). For Farmers Mastercard, Participating Stores also includes all merchants Mastercard have classified as Grocery Stores and Supermarkets. Excludes cash advances, balance transfers, interest charges and quasi-cash transactions. To be eligible for the Prize, an account must not be in arrears at the time the Prize Draw takes place. 9 entries will be drawn from all eligible entries (the “Prize Winners”). The Prize Winners drawn will receive gift cards to the total value of NZ$250 from either Pak‘nSave, New Word, Four Square, SuperValue, Countdown or FreshChoice.  The Prizes are non-exchangeable, non-refundable, not negotiable nor redeemable for cash. The Prize Draw will take place on 6 January 2020 at 111 Carlton Gore Rd, Newmarket, Auckland. The winners will be notified by email/mail/phone by 17 January 2020. If a Prize Winner cannot be contacted within 5 business days, the Promoter reserves the right to re-draw the prize. The entities responsible for this promotion are Retail Financial Services Limited and Columbus Financial Services Limited (together “Promoter”). Farmers Finance Card and Farmers Mastercard terms and conditions apply. See farmersfinancecard.co.nz or farmersmastercard.co.nz for full details. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.