Terms and Conditions



Terms & Conditions:


  • Definitions: addition of Privacy Act, Unauthorised Transactions, Your Personal Information;
  • Clause 15 Privacy Act: updated.


Farmers Fixed Instalment Agreement


  • Removal of all references to security interest, & consequential amendments have been made;
  • Removal of all references to default interest;
  • Renaming of the variation fee to restructure fee and updating of the definition;
  • Clause 10 Privacy Statement: updated to remove the reference to customer information being stored at our business premises.  The information will be securely held.


This is a disclosure statement for the purposes of the Credit Contracts and Consumer Finance Act 2003 by Retail Financial Service Limited.


On this page you will find links to important information that govern the use of the

Farmers Finance Card, and associated services.


Please click on a link below



  • Current Terms and Conditions and Policy documents