Life insurance plans from Cigna

Did you know that Farmers Finance Card can introduce you to a range of life insurance policies provided by Cigna?

Farmers Finance Life Insurance Protection Plans

Your Life Plan

In the event of your passing or your diagnosis with a terminal illness, Your Life Plan will provide a tax-free lump sum payment. This can be used to help cover every day bills, medical expenses, university fees or allow friends and family to spend valuable time together.
View the policy.

Your Recovery Plan

Your Recovery Plan provides cover for a range of illnesses - Cancer, Stroke, Heart Attack, Major Organ Transplant, Chronic Kidney or Liver Failure and other listed events that can impact your life. The lump sum payment provided can be used to help cover expenses such as medical treatment, rehabilitation or to pay off debt. View the policy.

Your Funeral Plan

With guaranteed acceptance* if you're aged between 55 and 75, Your Funeral Plan is a simple way to ensure your loved ones have the financial support they need at a difficult time. Cover levels and
premiums are fixed for the life of the policy, and once you reach the age of 85, your premiums will
stop but your cover will continue. Joint cover is also available with a 10% premium discount.
View the policy.

*Your Funeral Plan offers immediate cover for accidental death, and cover for death by natural causes after only 24 months. And if you pass away from natural causes within that 24 months, your family will get a full refund of any premiums you've paid.

Accidental Death Insurance

This Plan pays a lump sum should you die as a result of an accident. There are benefit levels to suit
your financial needs and the premiums are based on the level of cover you choose, regardless of age, gender and smoking status. Acceptance is guaranteed if you are under 70, with no medical
questions to answer.
View the policy.

Income Protection

This Policy provides monthly cash payments if you’re off work due to illness, accident or injury, even if you are receiving ACC payments. Premiums are based on your age, gender and occupation, and
monthly benefits are payable for either 12 months or 24 months.
View the policy.

This information is intended to outline the main features of these products. All policies are issued and underwritten by Cigna Life Insurance New Zealand Limited (Cigna). For full details, please refer to the relevant Policy Wording. Also available on request is a description of Cigna's procedures for handling enquiries and complaints and your rights under the free resolution services provided by the Insurance and Savings Ombudsman. Just call 0800 809 990 toll free.

Cigna Life Insurance New Zealand Ltd has an A (Excellent) financial strength rating which was given by A.M. Best Company Inc. The rating scale is:


Secure Vulnerable
A++          A+            Superior B           B-        Fair
A               A-            Excellent C++       C+       Marginal
B++          B+            Good C           C-        Weak
D                      Poor
E                      Under Regulatory Supervision