Life insurance plans through
Did you know that Farmers Finance Card can help take care of your family’s future needs through a range of personalised life insurance plans? All Policies are issued and underwritten by CIGNA Life Insurance New Zealand Ltd.
Your Life Plan
In the event of your passing or your diagnosis with a terminal illness, Your Life Plan will provide a tax-free lump sum payment. This can be used to help cover every day bills, medical expenses, University fees or allow friends and family to spend valuable time together.
View the policy.
Your Recovery Plan
Your Recovery Plan provides cover for a range of illnesses - Cancer, Stroke, Heart Attack, Major Organ Transplant, Chronic Kidney or Liver Failure and other listed events that can impact your life. The lump sum payment provided can be used to help cover expenses such as medical treatment, rehabilitation or to pay off debt. The plan also ensures you are paid if you are no longer able to carry out two activities of daily living. View the policy.
Your Funeral Plan
With guaranteed acceptance if you're aged between 55 and 75, Your Funeral Plan is a simple way to ensure your loved ones have the financial support they need at a difficult time. Cover levels and
premiums are fixed for the life of the policy, and once you reach the age of 85, your premiums will
stop but your cover will continue. Joint cover is also available with a 10% premium discount. View the policy.
Accidental Death Insurance
This Plan pays a lump sum should you die as a result of an accident. There are benefit levels to suit
your financial needs and the premiums are based on the level of cover you choose, regardless of age, gender and smoking status. Acceptance is guaranteed, if you are under 70, with no medical
questions to answer. View the policy.
Farmers Finance Income Protection
This Policy provides monthly cash payments if you’re off work due to illness accident or injury, even if you are receiving ACC payments. Premiums are based on your age, gender and occupation, and
monthly benefits are payable for either 12 months or 24 months. View the policy.