Here’s how we look after you

No payments and no interest for up to 55 days
You’ll pay no interest and be required to make no payments for up to 55 days, depending on when you made the purchase and when your account is billed. So if you buy something on 16 May and your account is billed on 15 June, you won’t have to pay anything until 10 July.

No annual fee
Unlike some credit cards, Farmers Finance Card doesn’t charge you a yearly fee just for having a card.

Get rewarded for your everyday shopping
Join yourrewards and you’ll earn 1 point for every $1 you spend on your card. Then redeem your points for vouchers from Farmers and selected rewards partners. (Conditions and fees apply)

Shop at over 8,000 retail outlets nationwide
Use your card at a huge range of stores around New Zealand.
Put your household shopping, even petrol, on your card, and maximise the rewards. Check out all our retail partners.

Farmers Cardholder days
You’ll be invited to exclusive events in store, with some very special deals just for you. Save up to 50% on clothing, homewares, appliances, furniture, cosmetics and more.

Keep an eye on your purchases from Farmers
Itemised statements every month make it easy to check all your purchases from Farmers stores.

Cover yourself against the unexpected
You'll have access to a range of plans to protect you and your loved ones with cover for your life insurance, including specialised cover against the risks of serious illness and loss of income. If you’d simply like the peace of mind of knowing your Card repayments will be taken care of in the event of certain illness, death or redundancy, there’s our Card Repayment Insurance to take the load off your shoulders.

Return goods
If you change your mind, you can easily return anything you’ve bought at Farmers using your Farmers Finance Card within 14 days, and it will be credited to your Farmers Finance Card account.

Exclusive discounts
Receive special discounts and offers that are only available to Farmers Finance Cardholders.

Entry into competitions just for using your Farmers Finance Card
In recent years we’ve given away a car, plasma TV, mobile phones, iPods and thousands of dollars of vouchers.