FAQ Category: Managing your card

We do not permit cards to be cancelled while the account remains open unless they have been damaged, stolen or lost. Before […]

Farmers Finance Cards do not have an expiry date. However, if your card is unused for some time, your account itself may […]

Your credit limit is the maximum amount of credit available for you to use. Purchases over your credit limit will be declined […]

This can happen if interest, fees or other charges are made to your account while the balance is at the credit limit. […]

We may reduce your credit limit at any time. To find out why your credit limit has been reduced please get in […]

Credit balances contribute to your available credit, so a credit balance will be automatically put toward your next purchase or account fee […]

If your account is in credit a “-“ (minus) symbol will appear before the closing balance on your statement.

A refund can be performed when there is a credit balance on your account or in special circumstances, for example, when payments […]

A refund can be actioned to someone else only in cases where the payment is sent back to the bank account from […]

There is no limit on the number of additional cardholders that you may have on your account.